Your personal costs depend on the type of support you need and how often services are provided. During a needs assessment,we determine your care needs and the expected duration of the visits. We then review which costs are covered by insurance and public funding . This provides you with an estimate of your personal share of the costs.

Basic insurance covers recognized nursing care services in accordance with the Nursing Care Services Ordinance (KLV). These include , for example, wound care or assistance with washing and dressing . You can find out exactly which services are covered on our page about A, B, and C services.

You pay the deductible, the copayment , and, depending on your canton of residence , a patient contribution. Basic insurance covers a legally prescribed portion of the costs for recognized long-term care services. The canton or municipality covers the remaining long-term care costs within the framework of statutory requirements . Learn more about cost coverage

Basic insurance generally does not cover personal care and household assistance . This includes, for example, help with grocery shopping or cleaning . You are generally responsible for paying for these services yourself. Depending on your insurance policy ,supplemental insurance may help cover some of the costs .

You can find the current rates for nursing care, personal care , and housekeeping on our rates page. There you will see the rates for the individual services. However , these do not necessarily correspond to the amount you personally pay, as insurance companies and the government contribute toward certain care costs . View our rates